SUPPLEMENTAL MATERIALS (TITLE REPORT)

Lane County Clerk 2016-045072 Lane County Deeds & Records 09/14/2016 10:10:02 AM RPR-DTR Cnt=1 Stn=7 CASHIER 02 7pages $35.00 $11.00 $10.00 $2L00 $77.00 WHEN RECORDED MAIL TO: JPMorgan Chase Bank, N.A. 710 Kansas Lane, LA4-2107 Monroe, LA 71203 SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY LINE OF CREDIT INSTRUMENT LINE OF CREDIT DEED OF TRUST. (A) This Deed of Trust Is a LINE OF CREDIT INSTRUMENT. (B) The maximum principal amount to Ob advanced pursuant to the Credit Agreement Is $254,000.00. MATURITY DATE: The Maturity Date of this Line of Credit is September 7, 2046. THIS DEED OF TRUST is dated September 7, 2016, among CYNTHIA A DREYER, whose address is 2995 CAPITAL DR, EUGENE, OR 97403-1886 and THOMAS M DREYER, whose address is 2995 CAPITAL DR, EUGENE, OR 97403-1886; WIFE AND HUSBAND AS TENANTS BY THE ENTIRETY ("Grantor"); JPMorgan Chase Bank, N.A., whose address is Home Equity Lending Division, 1111 Polaris Parkway, Columbus, OH 43240 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Oregon Stewart Title Guaranty Co., whose address i One Center Pointe Drive, Suite 300, Lake Oswego, OR 97035 (referred to below as "Trustee"). Conveyance and Grant. For valuable consideration, Grantor conveys to Trustee in trust, with power of sale, for the benefit of Lender as Beneficiary all of Grantors right, title, and interest in and to the following described real property, together with all existing or subsequently erected or affixed buildings, Improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other ri hts, roYallies and profits retating to the real pp~ro dy, including without limitation all minerals, oil, gas, geothermal and similar matters, (gthe "Real property") located in LAO County, State of Oregon: PARCEL 1: BEGINNING AT THE NORTHWEST CORNER OF LOT 1, BLOCK 5 OF CAPITAL HILL, AS PLATTED AND RECORDED IN BOOK 4, PAGE 104, LANE COUNTY OREGON PLAT RECORDS, SAID POINT OF BEGINNING ALSO BEING THE NORTHWEST CORNER OF LOT 1, IN REPLAT OF CAPITAL HILL, AS PLATTED AND RECORDED IN BOOK 12, PAGE 8, LANE COUNTY OREGON PLAT RECORDS, A SUBDIVISION OF LOTS 1, 2 AND 3 AND THE NORTH 613.1 FEET OF LOT 4, BLOCK 5 OF SAID PLAT, NOW VACATED, AND RUNNING THENCE SOUTH 2 DEGREES 21 FEET EAST 185 FEET; THENCE SOUTH 89 DEGREES 36' EAST 141.39 FEET; THENCE NORTH 0 DEGREES 19' EAST 185 FEET TO THE NORTH LINE OF SAID LOT 1; THENCE NORTH 89 DEGREES 41' WEST 150 FEET TO THE POINT OF BEGINNING, IN LANE COUNTY, OREGON. PARCEL 11: COMMENCING AT THE NORTHWEST CORNER OF LOT 1, BLOCK 5 OF CAPITAL HILL, AS PLATTED AND RECORDED IN BOOK 4, PAGE 104, LANE COUNTY OREGON PLAT RECORDS, SAID POINT OF BEGINNING, ALSO BEING THE NORTHWEST CORNER OF LOT 1 IN REPLAT OF CAPITAL HILL, AS PLATTED AND RECORDED IN BOOK 12, PAGE 8, LANE COUNTY OREGON PLAT RECORDS, A SUBDIVISION OF LOTS 1, 2 AND 3 AND THE NORTH 613.1 FEET OF LOT 4, BLOCK 5 OF SAID PLAT, NOW VACATED, AND RUNNING THENCE SOUTH 2 DEGREES 21' EAST 185 FEET TO THE POINT OF BEGINNING OF THE TRACT OF LAND HEREIN DESCRIBED AND RUNNING THENCE SOUTH 2 DEGREES 21' EAST 137.66 FEET; THENCE NORTH 55 DEGREES 56' EAST 106.89 FEET; THENCE ALONG A 73.0 FOOT RADIUS CURVE (THE CHORD OF WHICH BEARS NORTH 75 DEGREES 18' 20" EAST 48.38 FEET) A DISTANCE OF 49.25 FEET; THENCE NORTH 0 DEGREES 19' EAST 64.41 FEET TO THE NORTH LINE OF SAID LOT NO. 1, IN REPLAT OF CAPITAL HILL; THENCE NORTH 89 DEGREES 36' WEST 141.39 FEET TO THE PLACE OF BEGINNING, LANE COUNTY, OREGON. PARCEL III: BEGINNING AT THE SOUTHWEST CORNER OF THE ZARA SWEET DONATION LAND CLAIM NO. 44, TOWNSHIP 18 SOUTH, RANGE 3 WEST OF THE WILLAMETTE MERIDIAN; THENCE NORTH 0 DEGREES 20 1/2' EAST 2431.10 FEET TO AN IRON PIPE MARKING THE NORTHEAST CORNER OF LOT 1, BLOCK 5 OF CAPITAL HILL, AS PLATTED AND RECORDED IN BOOK 4, PAGE 104, LANE COUNTY OREGON PLAT RECORDS, AND ALSO THE TRUE POINT OF BEGINNING OF THIS DESCRIPTION; THENCE NORTH 89 DEGREES 41' WEST 279.80 FEET ALONG THE NORTH LINE OF SAID LOT TO A POINT MARKED BY AN IRON PIN; THENCE SOUTH 0 DEGREES 19' WEST 249.41 FEET TO AN IRON PIN SET IN THE CENTER OF A ROADWAY; THENCE SOUTH 89 DEGREES 41 1/4' EAST 279.70 FEET TO A POINT MARKED BY AN IRON PIN; THENCE NORTH 0 DEGREES 20 1/4' EAST 249.41 FEET TO THE TRUE POINT OF BEGINNING, IN LANE COUNTY, OREGON. TAX ID: 0589588. The Real Property or its address is commonly known as 2995 CAPITAL DR, EUGENE, OR 97403-1886. The Real Property tax identification number is 0589588. Revolving Line of Credit Specifically, in addition to the amounts specified in the Indebtedness definition, and without limitation, this Deed of Trust secures a revolving line of credit, which obligates Lender to make advances to Grantor so long as Grantor complies with all the terms of the Credit Agreement. Such advances may be made, repaid, and remade from time to time, subject to the limitation that the total outstanding balance owing at any one time, not Including finance charges on such balance at a fixed or variable rate or sum as provided in the Credit Agreement, any temporary overages, other charges, and any amounts expended or advanced as provided in either the Indebtedness paragraph or this paragraph, shall not exceed the Credit Limit as provided in the Credit Agreement. It is the intention of Grantor and Lender that this Deed of Trust secures the balance outstanding under the Credit Agreement from time to time from zero up to the Credit Limit as provided in this Deed of Trust and any intermediate balance. Grantor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Grantors right, title, and Interest In and to all present and future leases of the Property and all Rents from the Property. In addition, Grantor grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.